Financial Counseling and Planning Ontario Association of Credit Counselling Services (OACCS): OACCS offers consumers money management, budgeting and credit use services. This website also offers practical explanations on personal finances and debt problems. Credit Canada: Credit Canada offers free financial counselling and seminars
Mortgages: A Brief History Fun facts on how mortgage loans have evolved through the years. Taking on a mortgage is the most common way Ontarians can get a piece of the housing market – and has been for a long time. The
Before we can have a conversation your mortgage broker needs to know about you – your income, assets, liabilities and credit history. An application is your story and helps us determine your needs and find a mortgage that will be the best
Many mortgage loans require an appraisal for the lender to determine the value of the home. The appraisal compares similar properties that have sold within a recent time frame. The cost of an appraisal may vary depending on location and type of
Mortgage brokers have access to many different lenders providing our clients with choice and options when it comes to a mortgage. There is no difference in the contract you sign with any lender we have access to. They contract to lend you
There are currently three mortgage insurers in Canada. They enable mortgages to be placed where the down payment is less then 20% by insuring the mortgage in the event of default. This cost is to the borrower and the benefit is to
Using a Mortgage Broker When You Buy Your Home What will a mortgage broker or agent do for you? Getting a mortgage is often the largest financial commitment Ontarians make and many homebuyers find that there are several benefits to using