Financial Counseling and Planning Ontario Association of Credit Counselling Services (OACCS): OACCS offers consumers money management, budgeting and credit use services. This website also offers practical explanations on personal finances and debt problems. Credit Canada: Credit Canada offers free financial counselling and seminars
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Mortgages: A Brief History Fun facts on how mortgage loans have evolved through the years. Taking on a mortgage is the most common way Ontarians can get a piece of the housing market – and has been for a long time. The
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Before we can have a conversation your mortgage broker needs to know about you – your income, assets, liabilities and credit history. An application is your story and helps us determine your needs and find a mortgage that will be the best
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Many mortgage loans require an appraisal for the lender to determine the value of the home. The appraisal compares similar properties that have sold within a recent time frame. The cost of an appraisal may vary depending on location and type of
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Mortgage brokers have access to many different lenders providing our clients with choice and options when it comes to a mortgage. There is no difference in the contract you sign with any lender we have access to. They contract to lend you
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There are currently three mortgage insurers in Canada. They enable mortgages to be placed where the down payment is less then 20% by insuring the mortgage in the event of default. This cost is to the borrower and the benefit is to
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Using a Mortgage Broker When You Buy Your Home What will a mortgage broker or agent do for you? Getting a mortgage is often the largest financial commitment Ontarians make and many homebuyers find that there are several benefits to using
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